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Easy Credits

Already in Bulgaria there are many fast and easy online loans with minimal documentation and with urgent and easy approval in minutes.

Easy credit is the one that is granted for a few minutes today and in most cases is not a guarantor, only with an ID card and no other documents.

On this page we have selected some of the most famous fast-paced loan companies that offer both urgent loan payments and larger loans in monthly installments when there is an urgent need for money.


Vivus is a company that offers some of the easiest online loans. In addition, every first loan is free of interest and no cost. You are returning the same amount.

The application process is very convenient and fast – all online. You get an answer if you are approved for up to 15 minutes .

All loans from Vivus are free of guarantee and with a minimum of documents. Besides, the company also works on Saturdays and Sundays for those who have an unmet need for quick money on a loan.



Creditisimo is the other leader in the fast and easy online credit market in Bulgaria. There’s no way you have not heard this company. She first introduced the service – credit to pay without interest. Creditisimo offers 2 products:

  • Loan up to $ 600 without interest if you return it to a specific grace period – up to 30 days. Moreover, every 5th credit to pay is also interest-free.
  • Loan in installments up to BGN 2500 , with repayment of equal monthly installments and up to 12 months.

Creditismo’s answer whether you are approved or not is too quick – just 7 minutes .



In recent years, Fermatoum has become a well-known company with its 24-hour credit. Not only Saturday and Sunday, but also 24 hours a day, 7 days a week, they offer fast credit with easy approval.

They also offer larger amounts: up to 3500 leva . The approval is one of the fastest for our country – up to 5 minutes , and the money can only get up to 10 minutes today.

The application is convenient and accessible, and you can apply for any device that has Internet access – mobile phone, PC, laptop, tablet, etc.


Micro Credit

Another company that offers fast and urgent loans for larger amounts – up to BGN 3300. In fact, Micro Credit has several interesting and innovative credit offers:

  • CrediNet – easy online credit up to $ 3,000 without attending an office. Every first loan is free of interest. Approval only with ID and no guarantor.
  • CrediHome – Fast credit without proof of income and with minimal documentation. Maximum amount up to 3000 leva, no guarantor and only against ID card.
  • CrediGo – credit from 600 to 3300 leva for people with proven income. You also have a 30-day grace period. Fixed interest, repayment equal monthly installments, no guarantor and no collateral.

You get the money in cash or in your bank account – as best you can.

Net Credit

Net Credit offer money in no time. Quick, easy and convenient and with minimal documentation. You also have the opportunity to receive the money today . The company has 2 types of products:

  • Loan up to $ 500 – fast credit to pay without a guarantor and no interest on every first loan.
  • Contributed credit – up to BGN 1500 and a repayment term of up to 12 months.

The application process is very handy – all online. And the approval and release of the money is for a few minutes, entirely online.

Fast and easy loans in Sofia, Varna, Plovdiv, Burgas and all other settlements in Bulgaria.

Cash Loan

Cash Loans also have interesting offers for quick loans with urgent and easy approval – just 6 minutes . They are one of the most popular micro-lending companies in Bulgaria with a simplified procedure and a minimum of documents.

Besides 100% online credits, they also offer loans in Lafka. The maximum loan amount is up to 2000 leva . You get quick money on a loan only against an ID card .

Cash Loan also offers refinancing of fast loans.

Cash Loan also offers refinancing of fast loans.

Stick Credit

Compared to other companies, Stick Credit is recently on the market. They offer fast and easy credits with extremely fast online application through their site. The application form is short and simple.

Besides online you can also apply by phone. The answer whether you are approved or not within minutes. They offer 2 types of products:

  • Credit up to 400 BGN – Everyone has no interest.
  • Credit up to 1500 leva . – repayment of monthly installments.

The company also works on Saturday until 5 o’clock.

Smile Credit


Smalli Credit have long been on the market and offer very easy online credits in minutes and only with 4 clicks. Their credits are unsecured and expressly approved – up to 20 minutes . Smile Credit have 2 types of products:

  • Loan up to 500 BGN without a guarantor.
  • Credit from 600 to 1500 BGN without guarantor.

The whole procedure is entirely online without wasting time, for urgent needs and financial difficulties. They also offer the possibility of refinancing fast loans.